Underwriting decisions tailored to your loan type.
The risk profile of an auto loan is not the credit card is not the consumer installment loan. Prism Layer adapts the decision logic to each portfolio type.
Pick the profile that matches your origination book.
Consumer Installment Lending
Decision rules that scale with your approval volume. Built for lenders running 500–8,000 installment decisions per month who need explainability at every decision point.
Learn moreAuto Lending
Decisioning that prices for residual value risk. Integrates LTV and vehicle depreciation curves into the rules layer alongside the standard bureau and income signals.
Learn morePersonal Loans
Fast decisioning with income-verification integration. Bank-statement feature extraction feeds directly into the ML augmentation layer for income-thin applicants.
Learn moreCredit Unions
Serve your members better without a PhD in model risk. Purpose-built for the compliance posture of federally regulated credit unions — NCUA-aware documentation included.
Learn moreTell us about your portfolio.
We'll scope the evaluation to your loan type and decision volume. No one-size-fits-all demo.
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