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Rules Studio

Write, test, and deploy credit policy without a deployment window.

Policy authoring with conflict detection, version control, and a staging environment that lets compliance run what-if scenarios against historical decisions.

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Policy Authoring

Rule authoring designed for compliance officers, not engineers

Rules Studio uses a structured rule language that is readable by your compliance team but executes with the precision of code. No SQL. No Python. If a compliance officer can write the policy in a Word document, they can write it in Rules Studio.

Drag-and-drop condition builder

Build IF/THEN rule logic without writing code. Conditions auto-complete against your attribute schema so you cannot reference a field that doesn't exist.

Conflict detection before deploy

Rules Studio validates the full policy set for logical conflicts — overlapping ranges, contradictory outcomes, unreachable conditions — before you commit a change.

Version control for policy

Every policy change creates an immutable version. Roll back in minutes. Compare two versions side-by-side to understand exactly what changed and when.

What-if analysis on historical tape

Run the proposed policy against your last 90 days of decisions before deploying. See the projected approval rate change, demographic impact, and revenue effect.

Governance

Policy governance built for your model risk committee

Every policy change goes through a configurable approval workflow. Your model risk committee can review what changed, what the historical simulation showed, and who approved deployment — before the new policy goes live.

Approval workflow

Require sign-off from named roles before a policy change deploys to production. Approval history is stored in the audit log.

MRM documentation auto-generated

Rules Studio generates a model change log in SR 11-7-aligned format for each policy version. Your model risk committee gets the documentation without a manual write-up.

See Rules Studio against your current policy.

We'll model your existing credit policy in Rules Studio and run it against your historical tape.

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