Prism Layer delivers purpose-built risk solutions for the specific decision challenges in lending, insurance, and compliance — all running on one unified AI reasoning engine.
Automate credit decisioning with multi-factor AI reasoning that handles alternative data, bureau inputs, and macro signals — with every decision fully documented for regulatory review.
Route claims to the right handling path in real time. AI-scored complexity and fraud signals mean your adjusters only touch the claims that genuinely need human judgment.
Detect anomalous patterns and flag regulatory exposure before it becomes a breach. Real-time monitoring with explainable alert logic your compliance team can act on immediately.
Traditional rule-based underwriting leaves money on the table and exposes lenders to model risk. Prism Layer replaces rigid score thresholds with dynamic AI reasoning that evaluates applicants in full context.
Each decision includes a reason-code breakdown that satisfies adverse action notice requirements under ECOA and FCRA — without any manual drafting.
Talk to a Lending SpecialistIncoming claims arrive in high volume and require rapid triage. Prism Layer scores each claim for complexity, fraud likelihood, and regulatory sensitivity within milliseconds of submission — before a human adjuster ever opens the file.
The result is faster cycle times, lower loss ratios, and a claims workforce focused on the decisions that actually require their expertise.
Talk to an Insurance Specialist
Compliance failures rarely arrive as a single dramatic event. They accumulate quietly in edge cases, model drift, and overlooked data signals. Prism Layer monitors transaction patterns and model behavior continuously, surfacing anomalies before they become reportable incidents.
Configurable policy rules enforce fair lending guardrails, BSA/AML thresholds, and product-specific regulatory constraints on every decision, automatically.
Talk to a Compliance SpecialistTell us about your use case and we will show you exactly how Prism Layer fits your operational environment — with a live demonstration built around your data model.
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